163 Ontario Street, Cobourg, ON K9A 3B6
Cobourg, ON K9A 3B6
Quick cost estimateKnown monthly subtotal$13,154.42 / monthLand transfer tax $48,972.50One-time estimate
Quick cost estimate
$13,154.42 / monthKnown monthly subtotal
- Mortgage principal & interest
- $11,631.63
- Property tax / month
- $1,522.79
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $48,972.50
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $48,972.50
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
One of four private residences built by the prominent Burnet Brothers circa 1864 whose chief building legacy was the iconic Victoria Hall in downtown Cobourg. This landmark century home makes a bold statement from the street with its pillared circular drive entry with iron gates & classic crisp white exterior with bold black accents. A gorgeous arched front entry with curved transom window welcomes you to the foyer that leads to the grand centre hall with soaring ceilings, crown moulding & rich hardwood floors. The front formal living & dining rooms are perfectly scaled for entertaining large groups & feature original fireplaces & large windows that fill the spaces with warm natural light. A beautiful & well-appointed chef's kitchen is the heart of the home with its large centre island Wolf Range & Sub-zero Fridge/Freezer, stand alone wine cooler & designated pantry room. The open breakfast area overlooks the fully fenced rear yard with inground pool, cabana, patios, sports court & sweeping lawns & mature gardens. Large main floor office, separate gym room & a sunken hexagon shaped conservatory/great room with soaring waffled cathedral ceiling, fireplace, floor to ceiling windows & double garden door walkout to rear yard. One of two staircases up to the dream primary suite with dressing room, walk-in closet & 5pc ensuite bath with large glass shower & water closet. Three further well sized second floor bedrooms one with full ensuite while the north bedrooms share a lux Jack & Jill bath with walk through shower. Fully finished lower level with massive recreation area, large bedroom with above grade windows, wine room & laundry. The lower is very well suited for Nanny's quarters or extended family. This stately residence is filled with unique architectural features & is perfectly suited for the active family who loves to entertain. Located on one of the most sought-after streets in Cobourg a stone's throw to Lake Ontario, Beach & downtown amenities. See VTour.
Home details
- Days on market
- Not reported
- Property type
- Detached
- MLS® number
- X13619912
- Source status
- Extension
- Bedrooms
- 6
- Bathrooms
- 6
- Postal code
- K9A 3B6
- Kitchens
- 2
- Kitchens above grade
- 1
- Kitchens below grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 5000 + (units not reported)
- Lot depth
- 161.01 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 10
- Occupancy
- Owner
- Possession type
- 30-59 days
- Garage
- Attached
- Annual property tax
- 18273.43
- Basement
- Finished, Full
- Interior features
- Auto Garage Door Remote, Built-In Oven, Carpet Free, Countertop Range, In-Law Suite, Storage
- Exterior features
- Deck, Landscaped, Landscape Lighting, Controlled Entry, Patio
- Architectural style
- 2-Storey
- Parking features
- Circular Drive
- Pool features
- Inground
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- No
- Garage available
- Yes
- Attached garage
- Yes
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Other
- Sewer
- Sewer
- Direction facing
- West
- Construction materials
- Brick, Stucco (Plaster)
- Roof
- Asphalt Shingle, Flat
- Foundation
- Concrete, Stone
- MLS entry age (not confirmed DOM)
- 101 days
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Forced Air
- Heating fuel
- Gas
- Cooling
- Other
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 5
- Bedrooms below grade
- 1
- Rooms above grade
- 15
- Rooms below grade
- 7
- Total rooms (source)
- 22
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing dates & price record
- Asking amount
- $2,499,900
Original MLS entry
Entry into the source MLS system; distinct from days on market.
Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.
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Estimate monthly costs
Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.
Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
Explore affordability & closing-cost tools →Map and neighbourhood
- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
Plan a trip from this home
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
Filter the records displayed below.
Nearby publicly funded schools
Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.
School year 2024-2025 · Preliminary · publisher extract 2026-09-14.
St. Michael Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
23 University Ave W, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 89%
- Grade 3 Writing (at provincial standard)
- 83%
- Grade 3 Mathematics (at provincial standard)
- 72%
- Grade 6 Reading (at provincial standard)
- 94%
- Grade 6 Writing (at provincial standard)
- 94%
- Grade 6 Mathematics (at provincial standard)
- 44%
Burnham Public School ↗
Elementary · JK-6 · English · Public
School board: Kawartha Pine Ridge DSB ↗
614 Burnham Street, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 87%
- Grade 3 Writing (at provincial standard)
- 74%
- Grade 3 Mathematics (at provincial standard)
- 68%
- Grade 6 Reading (at provincial standard)
- 81%
- Grade 6 Writing (at provincial standard)
- 83%
- Grade 6 Mathematics (at provincial standard)
- 56%
Notre Dame Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
760 Burnham St, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 82%
- Grade 3 Writing (at provincial standard)
- 88%
- Grade 3 Mathematics (at provincial standard)
- 76%
- Grade 6 Reading (at provincial standard)
- 96%
- Grade 6 Writing (at provincial standard)
- 92%
- Grade 6 Mathematics (at provincial standard)
- 65%
Cobourg Collegiate Institute ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
335 King East St, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 9 Mathematics (at provincial standard)
- 53%
- Grade 10 OSSLT (first-attempt pass)
- 81%
C R Gummow Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
311 Cottesmore Ave, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 83%
- Grade 3 Writing (at provincial standard)
- 65%
- Grade 3 Mathematics (at provincial standard)
- 59%
- Grade 6 Reading (at provincial standard)
- 89%
- Grade 6 Writing (at provincial standard)
- 88%
- Grade 6 Mathematics (at provincial standard)
- 53%
Centre for Individual Studies Northumberland ↗
Secondary · 9-12 · English · Public
School board: Kawartha Pine Ridge DSB ↗
780 D'arcy Street N. Street, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
No published percentages for these measures in this source record.
St. Joseph Catholic Elementary School ↗
Elementary · JK-8 · English · Catholic
School board: Peterborough Victoria Northum Clarington CDSB ↗
919 D'Arcy St N, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 65%
- Grade 3 Writing (at provincial standard)
- 56%
- Grade 3 Mathematics (at provincial standard)
- 71%
- Grade 6 Reading (at provincial standard)
- 80%
- Grade 6 Writing (at provincial standard)
- 80%
- Grade 6 Mathematics (at provincial standard)
- 27%
Terry Fox Public School ↗
Elementary · JK-8 · English · Public
School board: Kawartha Pine Ridge DSB ↗
1065 Riddell Ave, Cobourg
Reported assessment results · source workbook 2024-2025
Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.
- Grade 3 Reading (at provincial standard)
- 75%
- Grade 3 Writing (at provincial standard)
- 78%
- Grade 3 Mathematics (at provincial standard)
- 62%
- Grade 6 Reading (at provincial standard)
- 86%
- Grade 6 Writing (at provincial standard)
- 81%
- Grade 6 Mathematics (at provincial standard)
- 43%
Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.
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Transit near this property
No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cobourg, Northumberland, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
163 Ontario Street, Cobourg, ON K9A 3B6, Cobourg is listed for sale as a Detached. The listing reports 6 bedrooms, 6 bathrooms, reported interior area of 5000 + (units not reported), kitchens reported as 2, parking spaces reported as 10. Asking price: $2,499,900. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13619912.
The Ministry’s school dataset lists St. Michael Catholic Elementary School approximately 968 m from the property’s mapped location.
Local context
The Ministry’s school dataset lists St. Michael Catholic Elementary School approximately 968 m from the property’s mapped location.
Sources & distance notes
Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.
Explore the area: Northumberland · Cobourg.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: Homesmiths Real Estate Ltd.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13619912. Information deemed reliable but not guaranteed.