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For sale · MLS® X13415040

181 Ontario Street, Cobourg, ON K9A 3B6

Cobourg, ON K9A 3B6

$1,875,000Property tax (2026): $9,307 / year
152 Days on MLS4 Bedrooms3 BathroomsDetached3000-3500 (units not reported) Size165.40 ft × 162.66 ft Lot dimensionsVirtual tour ↗
Quick cost estimateKnown monthly subtotal$9,499.66 / monthLand transfer tax $33,975One-time estimate
PLANNING ESTIMATE

Quick cost estimate

$9,499.66 / month

Known monthly subtotal

Mortgage principal & interest
$8,724.07
Property tax / month
$775.58
Maintenance / month
Period / amount not reported

Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.

Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.

Land transfer tax · one time

Transfer tax total
$33,975

Before rebates, surcharges and fees. Not part of the monthly subtotal.

Tax assumptions & breakdown

Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.

Ontario tax
$33,975
Toronto municipal tax
$0

Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.

Ontario rates · Toronto rates (April 2026)

Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.

Adjust cost assumptions ↓ · Closing-cost tools

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About this home

Welcome to 181 Ontario Street, The Sonning House, one of Cobourg's most prominent historic estates. Originally constructed in 1840 by the Burnet Brothers-the legendary builders behind Victoria Hall, during Cobourg's prosperous pre-Confederation boom. Today, this stunning Georgian Revival stands as a pristine landmark of the era, beautifully restored and seamlessly upgraded with modern efficiencies. This home exudes the grandeur of the bygone era, complemented by a glamorous, and stylish aesthetic. You're captivated the moment you step into the stunning central hall plan, with a grand staircase and soaring 10.5-foot main-floor ceilings adorned with intricate plaster crown molding. Generous, light-filled principal rooms flow effortlessly with opulent details. The sumptuous dining room will host the celebrations and elegant dinner parties, inviting you to linger. The heart of the home is a striking, modern kitchen complete with custom cabinetry and an oversized stone island designed for effortless entertaining. Contemporary conveniences include a main-floor laundry room and a mudroom with direct access to a rare 2-car attached garage. Upstairs, the grandeur continues with remarkable 11.5-foot ceilings and four spacious bedrooms. Oversized windows provide generous views and abundant natural light. The elegant primary suite features a walk-in closet and a luxurious ensuite. Positioned on a gracious, oversized corner lot, this property offers unmatched outdoor living space in the heart of town, adorned with magnificent, mature trees and perennial gardens. Expansive decking and an elegant pergola provide the perfect space for dining al fresco, entertaining, or quiet gatherings. The generous south lawn features a charming cottage for garden storage and a beautiful fieldstone fire pit, perfect for cool evening gatherings. Located just steps from Lake Ontario and the West Beach boardwalk, The Sonning House is the perfect blend of historic romance and modern luxury.

Home details

Days on market
Not reported
Property type
Detached
MLS® number
X13415040
Source status
Extension
Bedrooms
4
Bathrooms
3
Postal code
K9A 3B6
Kitchens
1
Kitchens above grade
1
Family room / den
Yes
Interior size (reported range)
3000-3500 (units not reported)
Lot depth
162.66 ft
Garage parking spaces
Not reported
Total parking spaces
8
Occupancy
Owner
Possession type
Flexible
Garage
Attached
Annual property tax
9307
Basement
Partially Finished
Interior features
Auto Garage Door Remote, Bar Fridge, Carpet Free, On Demand Water Heater
Exterior features
Landscaped, Privacy, Porch
Architectural style
2-Storey
Parking features
Private Double
Pool features
None
Fireplace
Yes
Waterfront
No
Garage available
Yes
Heating system
Radiant
Heating fuel
Gas
Cooling
Window Unit(s)
Sewer
Sewer
Direction facing
West
Construction materials
Brick, Board & Batten
Roof
Asphalt Shingle
Foundation
Stone
MLS entry age (not confirmed DOM)
152 days

These details come from the listing source. Please confirm measurements and fees before making a decision.

Utilities and services

Sewer
Sewer
Heating system
Radiant
Heating fuel
Gas
Cooling
Window Unit(s)

A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.

Rooms & virtual tours

Room measurements

Room measurement units

Loading source-reported room dimensions…

Converted measurements are approximate. Levels and dimensions are shown only when supplied.

Bedrooms above grade
4
Rooms above grade
13
Den / family room reported
Yes

Reported counts are shown independently. Room dimensions have not been inferred from these counts.

Ask the listing brokerage for floor plans and measured room layouts.

PARTIAL SOURCE RECORD

Listing dates & price record

Asking amount
$1,875,000
  1. Original MLS entry

    Entry into the source MLS system; distinct from days on market.

Coverage varies by listing. Dates are source-reported calendar dates; only the latest reported asking-price change is shown. This is a partial record.

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Nearby homes sold in Cobourg

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Estimate monthly costs

Adjust the assumptions for your own scenario. Blank expenses are unknown; enter them for a fuller estimate.

Enter assumptions

Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.

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Map and neighbourhood

Region / county
NORTHUMBERLAND
Municipality
COBOURG
See homes for sale in Cobourg →
PLAN YOUR ROUTE

Plan a trip from this home

Check a route from this property to work, school or another destination. Google Maps provides the current estimate when opened; traffic and departure time affect results.

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Around this property

Schools, transit & everyday places

Published local sources. Distances are approximate straight-line distances, not walking routes.

Nearby publicly funded schools

Within 5 km · approximate straight-line distances, not walking routes or attendance eligibility.

School year 2024-2025 · Preliminary · publisher extract 2026-09-14.

917 m

St. Michael Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

23 University Ave W, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
89%
Grade 3 Writing (at provincial standard)
83%
Grade 3 Mathematics (at provincial standard)
72%
Grade 6 Reading (at provincial standard)
94%
Grade 6 Writing (at provincial standard)
94%
Grade 6 Mathematics (at provincial standard)
44%
1.2 km

Burnham Public School ↗

Elementary · JK-6 · English · Public

School board: Kawartha Pine Ridge DSB ↗

614 Burnham Street, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
87%
Grade 3 Writing (at provincial standard)
74%
Grade 3 Mathematics (at provincial standard)
68%
Grade 6 Reading (at provincial standard)
81%
Grade 6 Writing (at provincial standard)
83%
Grade 6 Mathematics (at provincial standard)
56%
1.5 km

Notre Dame Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

760 Burnham St, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
82%
Grade 3 Writing (at provincial standard)
88%
Grade 3 Mathematics (at provincial standard)
76%
Grade 6 Reading (at provincial standard)
96%
Grade 6 Writing (at provincial standard)
92%
Grade 6 Mathematics (at provincial standard)
65%
1.9 km

Cobourg Collegiate Institute ↗

Secondary · 9-12 · English · Public

School board: Kawartha Pine Ridge DSB ↗

335 King East St, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 9 Mathematics (at provincial standard)
53%
Grade 10 OSSLT (first-attempt pass)
81%
2.0 km

C R Gummow Public School ↗

Elementary · JK-8 · English · Public

School board: Kawartha Pine Ridge DSB ↗

311 Cottesmore Ave, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
83%
Grade 3 Writing (at provincial standard)
65%
Grade 3 Mathematics (at provincial standard)
59%
Grade 6 Reading (at provincial standard)
89%
Grade 6 Writing (at provincial standard)
88%
Grade 6 Mathematics (at provincial standard)
53%
2.4 km

Centre for Individual Studies Northumberland ↗

Secondary · 9-12 · English · Public

School board: Kawartha Pine Ridge DSB ↗

780 D'arcy Street N. Street, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

No published percentages for these measures in this source record.

2.5 km

St. Joseph Catholic Elementary School ↗

Elementary · JK-8 · English · Catholic

School board: Peterborough Victoria Northum Clarington CDSB ↗

919 D'Arcy St N, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
65%
Grade 3 Writing (at provincial standard)
56%
Grade 3 Mathematics (at provincial standard)
71%
Grade 6 Reading (at provincial standard)
80%
Grade 6 Writing (at provincial standard)
80%
Grade 6 Mathematics (at provincial standard)
27%
2.6 km

Terry Fox Public School ↗

Elementary · JK-8 · English · Public

School board: Kawartha Pine Ridge DSB ↗

1065 Riddell Ave, Cobourg

Reported assessment results · source workbook 2024-2025

Source workbook percentages, not an overall school rating. Confirm assessment periods with the Ministry. Values may be privacy-rounded or suppressed; 0% and 100% do not always mean none or all.

Grade 3 Reading (at provincial standard)
75%
Grade 3 Writing (at provincial standard)
78%
Grade 3 Mathematics (at provincial standard)
62%
Grade 6 Reading (at provincial standard)
86%
Grade 6 Writing (at provincial standard)
81%
Grade 6 Mathematics (at provincial standard)
43%

Confirm programs and attendance with the school board. Private schools and verified catchment boundaries are not included. Contains information licensed under the Open Government Licence – Ontario. Ministry source.

Transit near this property

No current nearby stops were returned by the installed TTC, GO Transit and UP Express datasets. Coverage and service dates vary; distances and travel times are not inferred.

Nearby shops & amenities

No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.

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Similar homes for sale in Cobourg, Northumberland, Ontario

Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.

Property questions

How do I request a showing?

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Are the measurements and features independently verified?

Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.

What do nearby school, transit and shop results mean?

They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.

Can I see sold prices for nearby properties?

Sold and leased comparable records are shown only to approved VOW users where the source permits display. Sign in or request VOW access if prompted.

How should I use the monthly cost estimate?

It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.

Home and neighbourhood overview

181 Ontario Street, Cobourg, ON K9A 3B6, Cobourg is listed for sale as a Detached. The listing reports 4 bedrooms, 3 bathrooms, reported interior area of 3000-3500 (units not reported), kitchens reported as 1, parking spaces reported as 8. Asking price: $1,875,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X13415040.

The Ministry’s school dataset lists St. Michael Catholic Elementary School approximately 917 m from the property’s mapped location.

Local context

The Ministry’s school dataset lists St. Michael Catholic Elementary School approximately 917 m from the property’s mapped location.

Sources & distance notes

Distances are approximate straight-line estimates to mapped points or area centres. School proximity does not establish attendance eligibility.

Explore the area: Northumberland · Cobourg.

This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.

Listing brokerage: RE/MAX Rouge River Realty Ltd.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X13415040. Information deemed reliable but not guaranteed.

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