482 Monk Street, Cobourg, ON K9A 2T1
Cobourg, ON K9A 2T1
Quick cost estimateKnown monthly subtotal$10,164.54 / monthLand transfer tax $36,075One-time estimate
Quick cost estimate
$10,164.54 / monthKnown monthly subtotal
- Mortgage principal & interest
- $9,212.62
- Property tax / month
- $951.92
- Maintenance / month
- Period / amount not reported
Assumes 20% down, 5% annual interest and 25-year amortization. Illustrative rate, not a current quote.
Unknown expenses excluded. Mortgage insurance and closing costs are excluded; add insurance and utilities in the assumptions.
Land transfer tax · one time
- Transfer tax total
- $36,075
Before rebates, surcharges and fees. Not part of the monthly subtotal.
Tax assumptions & breakdown
Toronto municipal land transfer tax does not apply to this listing outside the City of Toronto.
- Ontario tax
- $36,075
- Toronto municipal tax
- $0
Current purchase scenario, before rebates, foreign-buyer taxes and fees. Confirm residence classification. Not historical tax paid; excluded from the monthly subtotal.
Ontario rates · Toronto rates (April 2026)
Eligible first-time purchasers may qualify for an Ontario land transfer tax refund of up to $4,000. Toronto buyers may also qualify for a separate municipal rebate of up to $4,475. Eligibility varies and these maximums are not guaranteed savings. See official eligibility links and details.
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About this home
LAKE LIFE, LEVELLED UP. Big views.Beautiful design, an exceptional residence that delivers the ultimate blend of modern luxury, effortless living - all with uninterrupted turquoise views of Lake Ontario. Every level brings something special, with incredible flexibility for multigenerational living, hosting in a big way, working from home or creating additional income opportunities.The main-floor suite features 2 bedrooms, 2 bathrooms, a separate entrance, modern kitchen, linear fireplace, dining area & its own inviting front patio. Whether it's for family, guests or rental potential, the possibilities are endless.The fully finished lower level takes versatility to another level, with impressive ceiling heights & oversized modern window wells that flood the space with natural light. Perfect for home office, family or guests. Outside, discover your own private backyard escape. Lush greenery, ambient in-ground-lighting, a hot tub & gazebo. An attached double-car garage & 4 levels wood-panelled elevator add another layer of convenience. Upstairs, the main living spaces are all about the views.Spanning the 2nd & 3rd floors, the primary residence is designed to maximize the stunning south-facing lakefront setting. Open living flow seamlessly onto multiple terraces, while the chef-inspired kitchen showcases bespoke finishes, custom-quality cabinetry & professional-grade, name-brand appliances.2 spacious bedrooms, each with a ensuite, & a sleek family room. Then there's the showstopper: the third floor. Designed for both laid-back luxury & unforgettable entertaining, this level features a stunning lounge anchored by a Scandinavian-inspired suspended fireplace, an expansive rooftop terrace with breathtaking, endless lake views like a boutique hotel escape, Add a private sauna/wet bar, & you've officially entered your own personal wellness retreat. Wake up to the sound of the lake at Monk's Cove, this is more than a home. It's a lifestyle upgrade, an entertainer's dream.
Home details
- Days on market
- 0
- Property type
- Detached
- MLS® number
- X14173480
- Source status
- New
- Bedrooms
- 7
- Bathrooms
- 6
- Postal code
- K9A 2T1
- Kitchens
- 3
- Kitchens above grade
- 2
- Kitchens below grade
- 1
- Family room / den
- Yes
- Interior size (reported range)
- 3500-5000 (units not reported)
- Lot depth
- 100 ft
- Garage parking spaces
- Not reported
- Total parking spaces
- 4
- Occupancy
- Owner
- Possession type
- Flexible
- Garage
- Attached
- Annual property tax
- 11423
- Basement
- Apartment, Separate Entrance, Finished
- Interior features
- Auto Garage Door Remote, On Demand Water Heater, Carpet Free, ERV/HRV, Sauna, Guest Accommodations, In-Law Capability
- Exterior features
- Landscape Lighting, Landscaped, Patio, Privacy, Porch, Lawn Sprinkler System, Awnings, Hot Tub, Year Round Living
- Architectural style
- 3-Storey
- Parking features
- Private Double
- Pool features
- None
- Fireplace
- Yes
- Waterfront
- No
- Elevator
- Yes
- Garage available
- Yes
- Heating system
- Radiant
- Heating fuel
- Gas
- Cooling
- Central Air
- Sewer
- Sewer
- View
- Lake, Panoramic, Skyline, Water
- Direction facing
- North
- Construction materials
- Stucco (Plaster)
- Roof
- Membrane
- Foundation
- Poured Concrete
These details come from the listing source. Please confirm measurements and fees before making a decision.
Utilities and services
- Sewer
- Sewer
- Heating system
- Radiant
- Heating fuel
- Gas
- Cooling
- Central Air
A reported service is not necessarily included in rent or maintenance. Missing information does not mean a service is absent.
Rooms & virtual tours
Loading source-reported room dimensions…
Converted measurements are approximate. Levels and dimensions are shown only when supplied.
- Bedrooms above grade
- 5
- Bedrooms below grade
- 2
- Rooms above grade
- 12
- Rooms below grade
- 4
- Den / family room reported
- Yes
Reported counts are shown independently. Room dimensions have not been inferred from these counts.
Ask the listing brokerage for floor plans and measured room layouts.
Listing history
- Asking amount
- $1,980,000
First seen in EnterHome
Listing details changed
Media Change Timestamp: 2026-11-12T13:55:56Z → 2026-11-12T13:55:57Z · System Modification Timestamp: 2026-11-12T13:55:57.235861Z → 2026-11-12T14:07:39.639877Z · Virtual Tour U R L Branded: Not reported → https://video-api.supreme.one/KmWC7v?branded=true · Virtual Tour U R L Unbranded2: Not reported → https://video-api.supreme.one/KmWC7v?branded=false
Listing details changed
System Modification Timestamp: 2026-11-12T14:07:39.639877Z → 2026-11-12T14:51:14.884616Z
The timeline uses changes observed by EnterHome and dates reported by the source. Earlier changes may be unavailable if they were not captured.
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Estimate monthly costs
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Planning estimate with Canadian semiannual compounding. Excludes mortgage insurance, closing costs and special assessments. This is not a lender quote or mortgage approval.
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- Region / county
- NORTHUMBERLAND
- Municipality
- COBOURG
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Around this property
Schools, transit & everyday places
Published local sources. Distances are approximate straight-line distances, not walking routes.
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Nearby schools
No nearby schools were returned by the current Ontario school dataset for this property. School ratings and attendance boundaries are not included.
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Transit near this property
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Nearby shops & amenities
No nearby places were returned by the current OpenStreetMap snapshot. Coverage is regional and may be incomplete; verify business details before visiting.
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Similar homes for sale in Cobourg, Northumberland, Ontario
Current public IDX listings in the same city and transaction type. These are alternatives to explore, not sold comparables or an appraisal.
Property questions
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Are the measurements and features independently verified?
Measurements, lot details and features are displayed as reported by the listing source or a named public dataset. Missing facts are not inferred. Confirm material details with the listing brokerage.
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They are nearby records from the displayed source datasets. Distances are approximate straight-line distances; school catchment eligibility, ratings, walking routes, hours and live transit service are not inferred.
Can I see sold prices for nearby properties?
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How should I use the monthly cost estimate?
It is a planning estimate based on the visible assumptions and reported property figures. It is not a lender quote, tax assessment, legal opinion or mortgage approval.
Home and neighbourhood overview
482 Monk Street, Cobourg, ON K9A 2T1, Cobourg is listed for sale as a Detached. The listing reports 7 bedrooms, 6 bathrooms, reported interior area of 3500-5000 (units not reported), kitchens reported as 3, parking spaces reported as 4. Asking price: $1,980,000. Occupancy is reported as Owner. Review the Home details, room measurements and utility sections below to compare reported specifications; confirm important details with the listing brokerage. MLS® X14173480.
Local context
Explore the area: Northumberland · Cobourg.
This overview uses facts reported by the listing and named local sources. Please confirm details with the listing brokerage.
Listing brokerage: RE/MAX Rouge River Realty Ltd.. Displayed by EnterHome Realty. Source: authorized IDX record, MLS® X14173480. Information deemed reliable but not guaranteed.